11 BAD HABITS THAT WILL RUIN YOUR RETIREMENT

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Retirement is a critical phase in our lives; for some, it is a great escape from all the long years of hard work whereas some others regard retirement as a depressing period. No matter what your mindset is about retirement, an essential factor to consider is planning a secure and comfortable retirement.

The quality if your retirement phase depends ultimately on the planning that you had done while you were working. People who enjoy a relaxed and secure retirement are those who did not let any bad habits empower them in their active years.

Here are 11 bad habits you need to eliminate to enjoy a peaceful retirement –

1.Not having a retirement plan.Planning helps you stay focused – this is the strategy of all the successful people. You like planning your vacation; you like planning your wedding, but why shy away from planning your retirement? Retirement is going to bring about a lot of changes in your life, and so you need to be ready to accommodate these changes comfortably into your life. You need to decide on what you are going to do with all the free time; you need to decide about the expenses you will have to deal with every month, and the list goes on.

Retirement planning

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